Having a home of their own is everybody’s dream. How to start making this dream come true? Think about the best home loan plans that your bank has to offer. Here we give you a compilation of the required documents by these five banks. State Bank Of India, HDFC Bank, ICICI Bank, DHFL Finance, and Axis Bank. Note that CMM Languages has approved translator India for loan documents.

Following is the list of documents required for home loans by the banks mentioned above. However remember that documents must be in English. CMM Languages has approved translator in India for loan documents.

For SBI, this list is for both Salaried Individuals & Self-Employed Businessmen.

SALARIED
INDIVIDUALS
SELF-EMPLOYED
BUSINESSMEN
Duly filled loan application.Duly filled loan application.
3 passport-size photographs.3 passport-size photographs.

Identity Proof (Voter ID Card/Passport/Driving License/Pan Card).
Identity Proof (Voter ID Card/Passport/Driving License/Pan Card).
Proof of Residence (Current Address Proof).Proof of Residence (Current Address Proof).
Bank Statement for last 6 months.Bank Statement for last 6 months.
Personal assets and liabilities declaration.Personal assets and liabilities declaration.
Proof of property.Proof of property.
Income Tax Proofs (If required).Income Tax Proofs (If required).
Signature Identification from present banker.Signature Identification from present banker.
An original salary statement or a salary certificate from the individual’s employerAgreement of sale, sale deed, original share certificate issued by the society
TDS certification on Form 16 or copy of IT returns for the last 2 financial years, duly acknowledged by the Income Tax departmentPermission for construction of the house by the authority designated for the same
Revocable letter of authority vide annexure/HL-CCopy of approved plan of the purposed proposal for the construction
Letter from the employer vide annexure/HL-DAcknowledged and verified copy of 3 years’ IT returns or Income Tax Assessment Order
Irrevocable letter of authority where applicant himself is drawing and disbursing officers vide annexure/HLEPhotocopies of challans demonstrating payment of advance income tax

For HDFC Bank, this list of documents is for Agriculturists, Salaried Individuals, & Self-Employed Businessmen.

APPLICATION FORM WITH PHOTOGRAPHAPPLICATION FORM WITH PHOTOGRAPHAPPLICATION FORM WITH PHOTOGRAPH
Identity and Residence proofIdentity and Residence proofIdentity and Residence proof
Processing fee chequeProcessing fee chequeProcessing fee cheque
Copies of Title Documents of Agricultural Land depicting Land holding
Latest Salary Slip
Educational Qualifications Certificate and Proof of Business
Copies of Title Documents of Agricultural Land depicting crops being cultivatedForm 16Business Profile and Previous 3 years Income Tax returns (self and business)
Statement of previous 2 years of loans availedPrevious 3 years Profit/Loss and Balance Sheet

For ICICI, this list of documents is for the Salaried Individuals, Self-Employed Professional & Self-Employed Non Professional.

SALARIED INDIVIDUALS
SELF-EMPLOYED PROFESSIONAL
SELF-EMPLOYED NON PROFESSIONAL
Application form with photograph duly signedApplication form with photograph duly signedApplication form with photograph duly signed
Identity, residence and age proofIdentity, residence and age proofIdentity, residence and age proof
Last 6 months bank statements
Last 6 months bank statements
Last 6 months bank statements
Last 3 months Salary-slipsLast 3 months Salary-slipsLast 3 months Salary-slips
Processing fee chequeProcessing fee chequeProcessing fee cheque
Form 16Income Tax ReturnsIncome Tax Returns
Proof of business existence
Business profile
Education qualification certificate and proof of business existenceEducation qualification certificate and proof of business existence
Last 3 years Income Tax Returns with computation of IncomeLast 3 years Income Tax Returns with computation of Income
Last 3 years Income Tax Returns with computation of IncomeLast 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account


For Axis bank, this list of documents is for the Salaried Individuals & Self-Employed Businessmen.

SALARIED
INDIVIDUALS
SELF-EMPLOYED
BUSINESSMEN
Latest 3 months salary slip / certificate for fixed salary/Latest Form 16IT- returns for the last 2 years along with computation of income certified by CA
Last 6 months bank statement/Passbook of the salary accountLast 6 months Bank statement for operative account both personal and business.

Latest Electricity Bill/utility bill/ piped gas bill/ telephone bill (Not more than 2 months old)/ Passport/Aadhar card/ Voter ID/ Driving License.
Latest Electricity Bill/utility bill/ piped gas bill/ telephone bill (Not more than 2 months old)/ Passport/Aadhar card/ Voter ID/ Driving License.

Can NRIs get home loans in India?   Yes. Read our article – Home Loans for NRIs